| The DRUIDS GOLD table offers a wide range of benefits and excellent coverage designed for families with adult children, singles and young families. You should be aware that there are benefits that are excluded from the cover or have a reduced coverage. These are listed below.
Exclusions*
The following benefits are excluded from Gold Hospital Cover
• IVF, Surrogacy and any artificial means of conception
• Obstetrics
• Coronary artery disease
• Plastic and Cosmetic surgery
• Hip replacement
• Knee replacement
• Renal dialysis
• Peritoneal dialysis |
Psychiatric*
Psychiatric treatment is restricted to those minimum amounts require by the Private Health Insurance (Benefit Requirements) Rules 2008 as amended from time to time.
You should note that if the condition or ailment requiring treatment exists at the time of joining or within the 6 months prior to joining, no benefits may be payable for the first 12 months. Please read the section on Pre-Existing Ailments.
Rehabilitation*
Rehabilitation treatment is restricted to those minimum amounts require by the Private Health Insurance (Benefit Requirements) Rules 2008 as amended from time to time.
You should note that if the condition or ailment requiring treatment exists at the time of joining or within the 6 months prior to joining, no benefits may be payable for the first 12 months. Please read the section on Pre-Existing Ailments.
*We recommend that you confirm details with the Society so that you are fully aware of the restrictions and the benefits payable. |
