DRUIDS GOLD offers you a top of the range combination cover designed to make health insurance more affordable by excluding some of the benefits you may feel you don't need to have.
DRUIDS GOLD gives you 100% hospital cover* with excess in Druids
Participating Hospitals Agreement, together with a comprehensive range of ancillary and dental benefits. Some benefit exclusions and restrictions apply.
DRUIDS GOLD allows your non-dependent children aged between 18 to 25 years (working or unemployed) to remain covered under your family membership for a modest additional contribution. |
Even if your children have now ceased full time studies (over age dependants) you can have them covered under your family membership for the small costs of an additional 5% of the premium for each working child up to the age of 25 years of age.
This sensational offer will give you and your children peace of mind at an amazingly affordable price – it is Pure Gold.
Naturally full time students up to the age of 25 years are covered at no extra charge by DRUIDS GOLD.
FEATURES OF DRUIDS GOLD INCLUDE:
• 100% Hospital cover* with excess (exclusions and restrictions apply)
• 100% Ambulance transportation cost up to $2500
• Dental benefits
• Extensive ancillary benefits including Physiotherapy, Chiropractic, Alternative
Therapies, Optical and many more
• Ease of transfer from your current fund
• Range of payment options including payroll deductions
DRUIDS GOLD provides 100% hospital coverage*, with a genuine reducing excess.
Some exclusions and Restrictions apply
The excess is payable once per person (either day surgery or overnight stay) in each calendar year. The amount of the excess depends on the number of completed years of membership in the DRUIDS GOLD . Excess does not apply to Ancillary and Dental claims.
*If treatment is provided in hospitals with a Druids Participating Hospital Agreement
PAYMENT OF EXCESS
Where a member contributes to this table, the policy holder (member) will pay an excess of $500.00 (single membership) and $1,000.00 (family membership with a maximum of $500.00 per policy holder or dependant) once per year in respect to charges raised for hospital accommodation or for day surgery procedures. |
COVERAGE
The table covers you for hospital costs (once the excess is paid), surgically implanted prostheses and human tissue items.
You are covered for the standard 25% rebate of the Commonwealth Medical Benefits Schedule Fee for all in-patient doctors' fees. Druids Gap Cover will provide an additional 20% of the doctors' fees where your doctor participates in the Druids Simplified Billing process.
FLEXIBILTY
DRUIDS GOLD offers you flexibility in your selection of cover. You may elect to take out the hospital table described above with the Ancillary package or you can select the hospital table only. The freedom of choice is yours. |
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