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Hospital/Ancillary Cover>>Ancillary Cover
Druids Ancillary Cover provides extensive support to meet health expenses other than hospital fees. Druids Ancillary Cover can be added to any level of hospital only cover except Gold Hospital Only cover. However if you do not wish to take out Druids hospital cover, dental benefits must added to ancillary benefits.
Item Benefits Yearly Limit
*Optical
(including tinting/contact lenses)
75% of the cost of up to $150 $150 per person $450 per family
*Optical Repairs 100% of the cost of up to $60 $100 per person $300 per family
*Chiropractic/Osteopathic
(combined limit)

$25 per consultation
$50 for first x-ray
$35 family/group conc.

$450 per person $800 per family
*Physiotherapy $30 initial consultation
$25 subsuquent consultations
$500 per person $1000 per family

*Speech,Eye and Occupational Therapy, Eye Therapy,Audiology, Audiometry(combined limit)

$25 per consultation $500 per person $1000 per family
*Podiatry
$22 per service $450 per person $900 per family
*Ambulance
Fee payable for emergency ambulance transport only
100% of the cost of up to $2000 $2000 per person
*Visiting Nursing Service
Attendance by a registered nurse at the direction of a medical practitioner. Benefits are not payable for treatment provided by a mothercraft nurse whether registered or not.
$20 less than 6 hours
$50 for more than 6 hours
$450 per person $900 per family
*Pharmacy Benefits
Private prescriptions (not available under NHS/PBS)
Up to $20 after a deduction of the first $15 of any prescription cost
$450 per person $900 per family
*Hearing Aids 50% of the cost of up to $500 $500 per person every two years
*Hearing Aid Repairs 100% of the cost of up to $75 $150 per person per year
*Dietitian
$25 per consultation

$500 per person
$1000 per family

*Psychology
75% of cost up to $30 per consultation for individuals, 100% of cost up to $55 for family group sessions $500 per person $1000 per family
*Acupuncture
$25 per consultation $500 per person $1000 per family
*Alternative Therapies
Aromatherapy, Homeopathy, Massage, Myotherapy, Naturopathy, Remedial Therapy, Traditional Chinese Herbalist /Medicine,Western Herbal medicine (combined limit).No additional benefits are payable for herbal remedies or other prescribed treatments or medicines.
$25 per consultation $400 per person $800 per family
Clinical Air Pumps/Nebulisers
For the purchase of one clinical air pump when recommended by a medical practitioner. Only payable on approved brands which satisfy the criteria set down by the Asthma Foundation of Victoria.
Telephone: (03) 9861 5666
$150 per person $200 per person every two years

Blood Glucose Monitors
Payable only on monitors purchased through Diabetes Australia or a qualified diabetes educator when recommended by a medical practitioner.
Phone 1300 136 588

Up to $200 per person
$200 per person every two years
Medical Appliances and Prostheses
Items not covered under the benefits payable in respect of Surgically Implanted Prostheses, Human Tissue Items and other Medical Devices and other attachments. (This does not include hire of medical equipment, crutches, wheel chairs etc.)
70% of cost up to maximum benefit of $250 every two years per item. $500 per year

*Recognised Providers
To protect your interest, all ancillary services must be provided by practitioners, in private practice, whose qualifications are recognised by Druids Friendly Society.

Benefits are not payable for physiotherapy services provided under arrangements with a public hospital. All Medicare levy payments are entitled to these services free of cost. Druids Friendly Society claims year commences 1st January each year.

Ancillary Benefits Contribution Rates
 

Weekly

Monthly Direct Debit

Quarterly

H/Yearly

Yearly
Singles
$2.85
$12.00
$37.15
$71.35
$142.70
Family
$5.70
$24.00
$74.30
$142.70
$285.45

*All contribution rates are current from 1 June 2008

• The Federal Government's 30% Rebate on Private Health Insurance has already been deducted from these contributions -
find out more about the Rebate

• The Federal Government's Lifetime Health Cover age loading has not been included in these rates -
find out more about Lifetime Health Cover.

• The discounts offered for direct debit, half yearly and yearly subscriptions have already been deducted from these rates.


Druids Customer Service Promise...
Find out more about Druids Customer Service Promise...
Parkglen Retirement Village
Find out more about Parkglen Retirement Village
Find out more about the Government's 30% rebate on Private Health Insurance...
Find out more about the Government's 30% rebate on Private Health Insurance...
Find out more about Druids Gap cover...
Find out more about Druids Gap cover...
Find out more about Lifetime Health Cover...
Find out more about Lifetime Health Cover...

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