Hospital/Ancillary Cover>>Hospital
Cover Without Excess (H1)
Basic This level of cover is only suitable
for members who wish to be treated in a public
hospital as a private
patient with their choice of doctor.
Members can access private hospitals if contributing
to this level of cover, however members should
be aware that this level of hospital cover is unsuitable
for private hospital treatment as the out of pocket
expenses are substantial. No labour ward or operating
theatre fee benefits are payable on this table.
When
treated in a private hospital the following benefits
will be payable:
Advanced Surgery Benefits
Maximum $309 per day
Surgery/Obstetrics Benefits
Maximum $285 per day
Psychiatric/Rehabilitation Benefits
Maximum $285 per day
Benefits for Other Treatment
Maximum $248 per day
This table also
includes a rebate for Surgically Implanted Prothesis.
Hospital in-patient doctors bills attract the standard
Medical Gap benefit of 25% of the Commonwealth Medical
Benefits Scheduled Fee. Druids Gap Cover of an additional
20% will be paid to doctors participating in the Gap
Cover System.
Contribution Rates
Weekly
Monthly Direct Debit
Quarterly
H/Yearly
Yearly
Singles
$
11.75
$49.50
$153.15
$294.10
$588.25
Family
$
23.55
$99.05
$306.35
$588.25
$1176.55
*All contribution rates
are current from 1 June 2008
• The Federal Government's 30%
Rebate on Private Health Insurance has already been
deducted from these contributions - find out more about the
Rebate
